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An original podcast from the Chartered Professional Accountants of Canada. Our financial literacy podcast talks about key issues, trends and tips as they relate to financial education. Disclaimer: The views and opinions expressed in this podcast are those of the guest and do not necessarily reflect that of CPA Canada.
Episodes

Thursday Sep 29, 2022
S6 E04: Canada’s Aging Population
Thursday Sep 29, 2022
Thursday Sep 29, 2022
There’s no escaping the fact that the average Canadian is getting older. With Canadians aged 55 to 64 now outnumbering those aged 15 to 24, our country’s future is looking very different. If you’re wondering how this all affects your own future with respect to retirement plans, you are most definitely not alone.
Rob Carrick of the Globe and Mail is one of Canada’s most trusted and widely read financial experts, and he joins us on this episode to discuss how these changing demographics are affecting the personal finance and retirement strategies of Canadians young and old.
Additional resources:
- CPA Canada Financial Literacy Resources
- Mastering Money Conference 2022
- Money and the World Virtual Conference 2022
- Canada’s Working-Age Population Is Older Than Ever, StatsCan Says
- Statistics Canada-Older Adults And Population Aging
- Statistics Canada-Life Expectancy and Deaths
- Stress Test
This episode is part of our podcast series focusing on retirement planning for Canadians at every stage of life and building the confidence needed to take on the money conversations we need to have.
This episode is made possible by the generous support of our national development sponsor, Canada Life.
The views expressed by our guests are theirs alone and not necessarily the views of CPA Canada. This is a recorded Podcast. The information presented is current as of the date of recording. New and changing government legislations and programs may have come into effect since the recording date. Please seek additional professional advice or information before acting on any podcast information.
This episode is made possible by the generous support of our national development sponsor, Canada Life.

Thursday Sep 22, 2022
S6 E03: Retiring in a Time of High Inflation
Thursday Sep 22, 2022
Thursday Sep 22, 2022
Inflation has caused more than a few financial headaches, with the price of almost everything going up, and up, and up. But what does inflation mean for your retirement plan? Who should you talk to when seeking advice? Is retiring while inflation is running rampant as bad as you think it’ll be?
David Christianson, Portfolio Manager and Certified Financial Planner with National Bank Financial Wealth Management, walks us through the implications of inflation when it comes to retirement planning, and gives us an insightful perspective on how you can plan for this important life stage while enduring inflation’s bite.
Additional resources:
- CPA Canada Financial Literacy Resources
- Mastering Money Conference 2022
- Money and the World Virtual Conference 2022
- Stats Canada Personal Inflation Calculator
- Managing the Bull by David Christianson
- National Bank of Canada
- National Bank of Canada – Why should you keep inflation in mind as you plan for retirement?
This episode is part of our podcast series focusing on retirement planning for Canadians at every stage of life and building the confidence needed to take on the money conversations we need to have.
This episode is made possible by the generous support of our national development sponsor, Canada Life.
The views expressed by our guests are theirs alone and not necessarily the views of CPA Canada. This is a recorded Podcast. The information presented is current as of the date of recording. New and changing government legislations and programs may have come into effect since the recording date. Please seek additional professional advice or information before acting on any podcast information.
This episode is made possible by the generous support of our national development sponsor, Canada Life.

Thursday Sep 15, 2022
S6 E02: Avoiding Conflict in Estate Planning
Thursday Sep 15, 2022
Thursday Sep 15, 2022
You don’t need a podcast to tell you that estate planning is tough but necessary. It can be stressful, it can be messy, and it can be the source of conflict and confrontation—but it doesn’t have to be.
Larry and Kimberley Short are Partners at ShortFinancial with iA Private Wealth and partners in life. They’ve combined their knowledge and experience to write The Last Act: Closing the Book on Your Finances, a guide to everything estate planning. Today Larry and Kimberley will join us to talk about what estate planning is and how to uncomplicate it
Additional resources:
- Short Financial Website
- CPA Canada’s Financial Literacy Resources
- Mastering Money Conference 2022
- Money and the World Virtual Conference 2022
- Financial Literacy Virtual Sessions
- Preparing for the Unexpected: Advance Serious Illness Planning
Preorder the book on Indigo now:
This episode is part of our podcast series focusing on retirement planning for Canadians at every stage of life and building the confidence needed to take on the money conversations we need to have.
This episode is made possible by the generous support of our national development sponsor, Canada Life.
The views expressed by our guests are theirs alone and not necessarily the views of CPA Canada. This is a recorded Podcast. The information presented is current as of the date of recording. New and changing government legislations and programs may have come into effect since the recording date. Please seek additional professional advice or information before acting on any podcast information.
This episode is made possible by the generous support of our national development sponsor, Canada Life.

Thursday Sep 08, 2022
S6 E01: Retiring in Canada: How Much is Enough?
Thursday Sep 08, 2022
Thursday Sep 08, 2022
When should you start thinking about retirement? Who can you talk to and what steps can you take today and in the future? Just how much money should you be saving to retire comfortably? If you’re getting the right advice and asking the right questions, building a solid retirement plan might be easier than you think.
Join our expert Lisa Hannam, Executive Editor of Moneysense.ca, as she gives you the facts about retirement, including what you can do now and in the future to better set yourself up to retire comfortably and just how much money you should be putting away.
Additional resources:
- CPA Canada’s Financial Literacy Resources
- Financial Literacy Virtual Sessions
- Mastering Money Conference 2022
- Money and the World Virtual Conference 2022
- The Role of Reverse Mortgages in Retirement Planning
- Determining how much money you need for retirement – Government of Canada
- moneysense.ca
This episode is part of our podcast series focusing on retirement planning for Canadians at every stage of life and building the confidence needed to take on the money conversations we need to have.
This episode is made possible by the generous support of our national development sponsor, Canada Life.
The views expressed by our guests are theirs alone and not necessarily the views of CPA Canada. This is a recorded Podcast. The information presented is current as of the date of recording. New and changing government legislations and programs may have come into effect since the recording date. Please seek additional professional advice or information before acting on any podcast information.
This episode is made possible by the generous support of our national development sponsor, Canada Life.

Thursday Oct 28, 2021
S5 E06: The Role of Reverse Mortgages in Retirement Planning
Thursday Oct 28, 2021
Thursday Oct 28, 2021
What is a reverse mortgage? Is it a good fit for your retirement plan? Learn the ins and outs of reverse mortgage products and get informed about the right conversations to have when planning for a comfortable retirement.
Join our expert Steven Ranson FCPA, FCA, President and CEO of HomeEquity Bank, for an in-depth look into how a reverse mortgage can be an option to consider when wishing to maintain a certain post-retirement lifestyle that includes being able to remain in your family home.
Additional resources:
- CPA Canada’s Financial Literacy Resources
- Financial Literacy Virtual Sessions
- Reverse mortgages- Financial Consumer Agency of Canada
- HomeEquity Bank
- Home Run - The Reverse Mortgage Advantage Book
- Wealth Professional Article on Rethinking Estate Planning
This episode is part of our podcast focusing on helping listeners build confidence for approaching and handling difficult money conversations at various stages of life.
The views expressed by our guests are theirs alone and not necessarily the views of CPA Canada. This is a recorded Podcast. The information presented is current as of the date of recording. New and changing government legislations and programs may have come into effect since the recording date. Please seek additional professional advice or information before acting on any podcast information.

Thursday Oct 21, 2021
S5 E05: Preparing for the Unexpected: Advance Serious Illness Planning
Thursday Oct 21, 2021
Thursday Oct 21, 2021
Should someone become critically ill, it’s possible they will be unable to make decisions related to their care and financial arrangements. Appointing an alternate decision maker and really preparing them to advocate for you is a smart anticipatory action for all adults, especially as we live through this global pandemic.
Join our expert Dr. Daren Heyland, Critical Care Physician, Professor of Medicine at Queen’s University, and founder of the Plan Well Guide, as he talks about how you can prepare for serious illness decision-making and how that’s different from end-of-life planning as is traditionally done with legal planning or advance care planning. The goal of advance serious illness planning is to ensure that you get the medical care that is right for you with the least stress on your loved ones that will be advocating for you.
Additional resources:
- Plan Well Guide: Your Guide to Advance Serious Illness Planning
- CARENET ICU Workbook (myicuguide.ca)
- CPA Canada’s Financial Literacy Resources
- Financial Literacy Virtual Sessions
This episode is part of our podcast focusing on helping listeners build confidence for approaching and handling difficult money conversations at various stages of life.
The views expressed by our guests are theirs alone and not necessarily the views of CPA Canada. This is a recorded Podcast. The information presented is current as of the date of recording. New and changing government legislations and programs may have come into effect since the recording date. Please seek additional professional advice or information before acting on any podcast information.

Thursday Oct 14, 2021
S5 E04: How to Talk to your Banker about your Money Needs
Thursday Oct 14, 2021
Thursday Oct 14, 2021
Today, many people are doing the vast majority of their banking online, with going to your bank and speaking with bank staff becoming less and less common. However, speaking to financial advisors and other staff at your bank can be an eye-opening experience.
Join, Natalia Sandjian, Senior Manager, Advice Strategy with National Bank of Canada, as she dismantles the idea of speaking with your banker being an intimidating and complicated conversation. You’ll learn why your bank should be your first stop when seeking investment advice, setting up a savings strategy, applying for a mortgage, and more.
Additional resources:
- CPA Canada’s Financial Literacy Resources
- Financial Literacy Virtual Sessions
- National Bank of Canada
- The FinLit 101 Website
This episode is part of our podcast focusing on helping listeners build confidence for approaching and handling difficult money conversations at various stages of life.
The views expressed by our guests are theirs alone and not necessarily the views of CPA Canada. This is a recorded Podcast. The information presented is current as of the date of recording. New and changing government legislations and programs may have come into effect since the recording date. Please seek additional professional advice or information before acting on any podcast information.

Thursday Oct 07, 2021
S5 E03: How to Mitigate Financial Peer Pressure
Thursday Oct 07, 2021
Thursday Oct 07, 2021
How can you overcome financial peer pressure and get comfortable with saying no when your friends and family’s plans do not align with your financial priorities? Can you approach a situation like this without damaging your relationships?
Hear from Taheera Fidaali, CPA, CA, and owner of Tula Accounting & Consulting, a firm focused on supporting entrepreneurs and mission driven visionaries in building sustainable and profitable businesses, as she discusses overcoming the financial peer pressure we often face in our everyday lives. Master the art of saying no, avoid undermining your relationships, and learn why the key to mutual understanding is likely hiding deep within yourself.
Additional resources:
- CPA Canada’s Financial Literacy Resources
- Financial Literacy Virtual Sessions
- TULA Accounting Consulting
- The Well Collaborative
This episode is part of our podcast focusing on helping listeners build confidence for approaching and handling difficult money conversations at various stages of life.
The views expressed by our guests are theirs alone and not necessarily the views of CPA Canada. This is a recorded Podcast. The information presented is current as of the date of recording. New and changing government legislations and programs may have come into effect since the recording date. Please seek additional professional advice or information before acting on any podcast information.

Thursday Sep 30, 2021
S5 E02: How to Talk to your Partner About Money
Thursday Sep 30, 2021
Thursday Sep 30, 2021
Money concerns are among the most common reasons for relationship breakdown and divorce. How can one ensure that healthy conversations about money, financial goals, and values happen with their partner, and when is a good time to start having these conversations?
Join our expert Wallace M. Howick, FCPA, FCA and author of the award-winning book Love and Money: Conversations to Have Before you Get Married and gain valuable insights on when, why, and how to have important money conversations with your partner. Wally has more than 40 years' experience in financial services and was elected as a fellow CPA, and he is also a Harvard-trained teacher of negotiation.
Additional Resources:
- CPA Canada’s Financial Literacy Resources
- Financial Literacy Virtual Sessions
- Love and money: Conversations to have before you get married
- Love & Money: How to Discuss Money with Your Partner
- Just the Facts: Helping you talk about money
This episode is part of our podcast focusing on helping listeners build confidence for approaching and handling difficult money conversations at various stages of life.
The views expressed by our guests are theirs alone and not necessarily the views of CPA Canada. This is a recorded Podcast. The information presented is current as of the date of recording. New and changing government legislations and programs may have come into effect since the recording date. Please seek additional professional advice or information before acting on any podcast information.

Thursday Sep 23, 2021
S5 E01: How to Talk to your Teen about the Money Side of “Adulting”
Thursday Sep 23, 2021
Thursday Sep 23, 2021
How can you prepare your teenager for financial responsibility? What are the most significant obstacles today’s teens are facing in developing good spending and saving habits, and how can parents work around them? Raising kids in today’s digital world comes with many challenges, but we’d like to help with the all-important conversations around money.
Join our expert Robin Taub, CPA, CA, parent, and award-winning author of Raising Money-Smart Kids: How to Teach your Kids about Money While Learning a Few Things Yourself and of The Wisest Investment: Teaching your Kids to be Responsible, Independent, and Money-Smart for Life, her latest book.
Additional resources:
- CPA Canada’s Financial Literacy Resources
- Financial Literacy Virtual Sessions
- robintaub.com
- Raising Money-Smart Kids: How to teach your kids about money
- Just the Facts: Helping you talk about money
- Free Values Validator at robintaub.com
- Free Role Model Self-Assessment at thewisestinvestment.com
This episode is part of our podcast focusing on helping listeners build confidence for approaching and handling difficult money conversations at various stages of life.
The views expressed by our guests are theirs alone and not necessarily the views of CPA Canada. This is a recorded Podcast. The information presented is current as of the date of recording. New and changing government legislations and programs may have come into effect since the recording date. Please seek additional professional advice or information before acting on any podcast information.

Wednesday Feb 24, 2021
S4 E06: Going Alone: After Loss of a Spouse or Partner
Wednesday Feb 24, 2021
Wednesday Feb 24, 2021
The loss of a loved one is devastating and can take a toll on women physically, mentally, and financially. This episode features guest Kimberley Short, CIM®, CFP®, FCSI®, MFA-P™, TEP a principal, portfolio manager, certified financial planner and trust and estate practitioner at ShortFinancial with iA Private Wealth. Kimberly will guide listeners through the process of widowhood, while providing useful information for women on how to deal with money after the death of a spouse, how get a handle on finances if you have not had that responsibility in the past, how to manage finances moving forward, basics on wills and estates, and where to look for help during this difficult time.
This podcast information was prepared by Kimberley Short who is a Portfolio Manager, CERTIFIED FINANCIAL PLANNER® and Trust and Estate Practitioner for iA Private Wealth Inc. This is not an official program of iA Private Wealth Inc. and the opinions expressed during this podcast are those of Kimberley Short only and do not necessarily reflect those of iA Private Wealth Inc. iA Private Wealth Inc. is a member of the Canadian Investor Protection Fund and the Investment Industry Regulatory Organization of Canada. This podcast is intended for general information only; please obtain independent professional advice, in the context of the particular circumstances. This episode was recoded on July 21, 2021.
This episode is made possible by the generous support of our national development sponsor, Canada Life.
Additional resources:

Wednesday Feb 17, 2021
S4 E05: Going Alone: After a Relationship
Wednesday Feb 17, 2021
Wednesday Feb 17, 2021
Divorce or separation can leave many women wondering what will come of their finances and how they will support themselves, their dependents, and overall lifestyle. For some, this means taking finances into their own hands for the first time ever and learning how to pave the way themselves. This episode, with certified financial planner Léony DeGraaf, CFP, CEA, EPC, will focus on what issues women face when going through a separation or divorce and what they can do to set themselves up for independent financial wellbeing and success. This episode was recorded on June 24, 2021.
This episode is made possible by the generous support of our national development sponsor, Canada Life.
Additional resources:

Thursday Feb 11, 2021
S3 E05 - Tax Time Doesn’t Have to be Taxing
Thursday Feb 11, 2021
Thursday Feb 11, 2021
Almost a year into the pandemic and it’s hard to believe it’s already approaching tax time again. With a disruptive year in our rearview, Fabio Bonanno, CPA, CA, Principal, Taxation at CPA Canada, guides listeners through the necessary information this coming tax season. This episode was recorded on January 27, 2021 via Skype. Please note: the topics discussed in this recording are as at the date of the recording, rules may have changed since the recording date. This recording is not intended to be tax advice.
For resources visit: cpacanada.ca/COVID19finlit
Additional resources mentioned in podcast:
- CPA Canada Tax Blog on Home Office Expenses
- CPA Canada Tax Blog on Income Tax Impact of Key COVID-19 support programs
- CRA Home Office Expense Online Calculator and Guidance
- CRA Employment Expense Guide
- Temporary Changes to EI
- Canada Recovery Benefit
- Canada Recovery Sickness Benefit
- Canada Recovery Caregiving Benefit
The views and opinions expressed in this podcast are those of the guest and do not necessarily reflect that of CPA Canada.

Wednesday Feb 10, 2021
S4 E04: The Working Mother - Juggling Work and Home
Wednesday Feb 10, 2021
Wednesday Feb 10, 2021
Let’s face it. Being a mom is a full-time job by itself, add a career on top of that as well as tending to the everyday needs and wants of your kids, and soon not only is your bank account depleting, but so is your time. In this episode, Lisa van de Geyn, freelance writer, editor, mom and author of Babies: How to Afford Your Bundle of Joy, will teach us how to make a plan before having kids, how to budget for becoming a mom and growing a family as well as how to juggle motherhood and a career. This episode was recorded on June 10, 2021.
This episode is made possible by the generous support of our national development sponsor, Canada Life.
Additional resources:

Thursday Feb 04, 2021
S3 E04 - Financial Planning 101 - What You Need to Know
Thursday Feb 04, 2021
Thursday Feb 04, 2021
It can be difficult to plan our financial future on a normal day, add in a global pandemic and it can make things even more challenging. In this episode, Aurèle Courcelles, CPA, CMA, CFP, TEP, FP Canada™ Fellow explains that “it’s never too late to start” as he breaks down the importance of making a financial plan as well as provides steps you can take to get started today. This episode was recorded on November 26, 2020 via Skype.
Want to hear more from Aurèle? Tune into the webinar, Financial planning: Building a lifelong financial plan offered on-demand.
For more resources, visit cpacanada.ca/finlitresources, fpcanada.ca, “Your Financial Toolkit” (Financial Consumer Agency of Canada)