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An original podcast from the Chartered Professional Accountants of Canada. Our financial literacy podcast talks about key issues, trends and tips as they relate to financial education. Disclaimer: The views and opinions expressed in this podcast are those of the guest and do not necessarily reflect that of CPA Canada.
Episodes
Thursday Oct 12, 2023
Thursday Oct 12, 2023
The gig economy is here to stay as more individuals are engaging in side hustles to diversify their income streams. This episode will discuss the opportunities and challenges of side hustles, share success stories, and highlight key considerations for those looking to pursue additional income streams.
Hear from Gerald Narciso, a Vancouver-based freelance writer who wrote in The New York Times, The Washington Post, The Globe and Mail, and Bleacher Report/CNN, on challenges and opportunities while pursuing side hustles.
Key Takeaways:
- Learn about side hustles – and find out why millennials and gen Z are leading the charge
- Learn how to turn your side hustle survival into a side hustle romance
- Learn how to prevent your side hustle from jeopardizing your day job
Additional Resources:
- Mastering Money Podcast episode - Side hustle life
- Just the facts: Business
- The struggle is real. Even with a side hustle
- The Work Shift: Laid off couple in tech considers abandoning Canadian city
- The Work Shift: How out of work millennials are navigating the new normal
This season is proudly brought to you by Pivot Magazine.
The views expressed by our guests are theirs alone and not necessarily the views of CPA Canada. This is a recorded Podcast. The information presented is current as of the date of recording. New and changing government legislations and programs may have come into effect since the recording date. Please seek additional professional advice or information before acting on any podcast information.
Thursday Oct 05, 2023
Thursday Oct 05, 2023
Where are your kids learning about money? In a changing financial landscape, how do we help our children manage their money in a world where cash is no longer king?
We discuss how parents can manage these obstacles and pass good financial sense onto the next generation.
In this episode, Hector Crespo, CEO at Mydoh, discusses the importance of financial conversations with kids and how they can help build a solid foundation for their future. Discover effective ways to teach kids about money management, saving, and the value of responsible financial decision-making.
Key takeaways:
- Learn how to have the money talk with your kids – and when
- Unpack your own relationship with money and learn how that’s projected on to your kids
- Learn how to discuss nontraditional financial sources with your kids as well as merging their passions with their work
Additional Resources:
- Mydoh
- Mydoh - Money Talks Blog
- Mydoh - Financial Literacy Tools
- Request a CPA Canada Financial Literacy Session - How to teach your kids about money
- Mastering Money Podcast - S5 E01 - How to talk to your teens.
- Raising Money-Smart Kids: How to teach your kids about money
This season is proudly brought to you by Pivot Magazine.
The views expressed by our guests are theirs alone and not necessarily the views of CPA Canada. This is a recorded Podcast. The information presented is current as of the date of recording. New and changing government legislations and programs may have come into effect since the recording date. Please seek additional professional advice or information before acting on any podcast information.
Thursday Sep 28, 2023
Thursday Sep 28, 2023
Artificial Intelligence (AI) is here to stay. With more jobs being automated, are you at risk of being left behind?
We discuss the potential benefits and risks of AI adoption, how it might reshape industries and considerations you need to make to remain employable in a world driven by AI.
Hear from Shesta Babar, KPMG, as we explore the impact of AI on the labor force. Discover more about how AI technology is reshaping industries and learn how to adapt and collaborate with AI to ensure your employability in the future.
Key Takeaways:
- How is AI affecting your industry or profession.
- What opportunities does human-AI collaboration present and in which areas human skills can complement AI capabilities.
- What human skills are irreplaceable and less likely to be automated.
- How to stay updated on AI developments and invest in learning AI-related skills to enhance employment prospects.
- How to adapt a growth mindset and view AI as a tool for enhancing productivity rather than a threat.
Additional Resources:
- AI adds tremendous value, improves efficiency: expert
- Why AI is an opportunity, not a threat
- One in five Canadians using generative AI platforms - KPMG Canada
- 2023 Generative AI Adoption Index - KPMG Canada
- Preparing your workforce for generative AI - KPMG Canada
- Building ethical AI solutions: Using the ethics funnel and a trusted framework
- Is AI moving too fast for regulators to keep up?
- Opinion: Human beings are mortal. AI isn’t. That matters - The Globe and Mail
This season is proudly brought to you by Pivot Magazine.
The views expressed by our guests are theirs alone and not necessarily the views of CPA Canada. This is a recorded Podcast. The information presented is current as of the date of recording. New and changing government legislations and programs may have come into effect since the recording date. Please seek additional professional advice or information before acting on any podcast information.
Thursday Sep 21, 2023
Thursday Sep 21, 2023
Your salary doesn’t paint the entire picture of your compensation. Benefits, flexible work, vacation time and more are all part of the overall package that contributes to your job satisfaction and financial well-being.
We cover all components of your compensation and talk about how to properly evaluate them to make informed decisions about your career path.
Join Carolyn Hamer, Deloitte Canada’s National Leader of Workforce Transformation, to know more on how to value benefits beyond just the salary and understand how to negotiate for fair compensation packages that align with your career goals and aspirations.
Key Takeaways:
- Learn to evaluate non-monetary benefits of your compensation
- Learn how different generations evaluate job satisfaction
- Evaluate how your personal priorities line up with your desired compensation package
Additional Resources:
- Canadian banks go on a hiring spree, defying tight labour market
- Work-life balance preferred over big salaries, CPAs say
- The Deloitte Global 2023 Gen Z and Millennial Survey
- 2023 Global human capital trends - Deloitte Insights
- The Intelligence Revolution - Future-proofing Canada’s workforce
- "We’re very different": Gen X and Y compare their views on finance
- Generational wealth: is it harder for young people to get ahead?
This season is proudly brought to you by Pivot Magazine.
The views expressed by our guests are theirs alone and not necessarily the views of CPA Canada. This is a recorded Podcast. The information presented is current as of the date of recording. New and changing government legislations and programs may have come into effect since the recording date. Please seek additional professional advice or information before acting on any podcast information.
Thursday Sep 14, 2023
Thursday Sep 14, 2023
Can you ever prepare for sudden job loss? Maybe not, but you can take steps to future-proof your career and learn to navigate career uncertainties with grace. We talk about the strategies you can take to protect yourself and your career.
Join our expert Pat Romain, The National Practice Leader - Career Transition @Gallagher, to learn more on how to develop a growth mindset, identify transferable skills, and harness the power of continuous learning to stay relevant in a rapidly changing job market.
Key Takeaways:
- Networking looks different in the digital age but is still one of the most valuable tools to tap into the hidden job market.
- AI is here to stay – learn how to work it to your advantage
- In the case of job loss – learn to assess if your skills have become redundant, and how you can upskill or utilize your knowledge in another job or industry
Additional Resources:
This season is proudly brought to you by Pivot Magazine.
The views expressed by our guests are theirs alone and not necessarily the views of CPA Canada. This is a recorded Podcast. The information presented is current as of the date of recording. New and changing government legislations and programs may have come into effect since the recording date. Please seek additional professional advice or information before acting on any podcast information.
Thursday Sep 07, 2023
Thursday Sep 07, 2023
When it comes to interest rates and inflation in Canada, what is their significance? What are the driving forces causing their fluctuation? And why should you care? We dive into the complexities of interest rates and inflation, exploring their impact on employment, wages, immigration, and mortgages.
Join David-Alexandre Brassard, CPA Canada’s chief economist since July 2021, in a discussion on interest rates and inflation and their influence on employment and financial planning. Learn more about how to navigate economic forces and ensure your financial stability amidst changing market conditions.
Key Takeaways:
- Learn the driving force behind current inflation numbers
- Is it worth taking a new job during times of economic uncertainty?
- Learn how your mortgage is affected by inflation – and what you can do about it
- Learn why Canadian’s spending habits haven’t changed with inflation.
Resources:
- Economic optimism climbing despite recession expected this year: CPA Canada Business Monitor (Q2 2023)
- Redefining Retirement: Separating Fact from Fiction
- Season 5: Tough talks about money
- Just the facts: Helping you talk about money
- Debt and inflation data
- Mastering Money Conference 2023
This season is proudly brought to you by Pivot Magazine.
The views expressed by our guests are theirs alone and not necessarily the views of CPA Canada. This is a recorded Podcast. The information presented is current as of the date of recording. New and changing government legislations and programs may have come into effect since the recording date. Please seek additional professional advice or information before acting on any podcast information.
Wednesday Jun 21, 2023
Wednesday Jun 21, 2023
Join host Doretta Thompson and PIVOT Magazine Associate Publisher, Douglas Dunlop, as they discuss what is upcoming in season 8 of our mastering money podcast. The future of labour is here, are you ready?
Hungry for more? Join us for our Mastering Money Conference happening in Calgary, Alberta on November 9-10 as we showcase some of our season 8 speakers, in real life!
This season is proudly brought to you by Pivot Magazine.
Monday Feb 27, 2023
Monday Feb 27, 2023
Talking about debt can be hard as it can bring up many emotions, including shame, guilt, and despair. But talking about debt is often the first hurdle to master so that one can concentrate on recovery.
We sat down with Jeff Lewis, CPA, CA, FCCA, CIRP, LIT, Senior Vice-President and Partner at BDO Debt Solutions and Chantel Chapman, Co-Founder of The Trauma of Money and Financial Trauma Researcher and Educator, to learn more about the power of talking about debt, owning debt, and focusing on the road forward.
Additional Resources:
This episode is part of our podcast focusing on helping listeners manage and better understand debt through strategic planning and purposeful action.
This season is proudly brought to you by BDO Debt Solutions, helping you turn the page on debt.
The views expressed by our guests are theirs alone and not necessarily the views of CPA Canada. This is a recorded Podcast. The information presented is current as of the date of recording. New and changing government legislations and programs may have come into effect since the recording date. Please seek additional professional advice or information before acting on any podcast information.
Thursday Feb 16, 2023
Thursday Feb 16, 2023
You’re ready to retire and enter what has been called “the golden years” only to bring an unwelcome guest with you - Debt. This is the sad reality for many entering this stage of life, which is supposed to be about relaxing and freedom after years of hard work. For some, retirement is put on the backburner as they are forced to work longer, lend money to adult children, and get their finances under control.
Hear from Christine Lang, BA(Econ), CPA, CGA, CCS, President and Principal Advisor, LANG Financial Consulting and Wealth Solutions on how debt can impact your retirement and what you can do to move forward so that you can enjoy those golden years.
Additional Resources:
- Financial Advice for All
- Credit Counselling Canada
- CPA Canada Financial Literacy Resources
- Advocis | The Financial Advisors Association of Canada
- Seniors & Debt - A Growing Problem That We Can Help Fix
- Retirement Shift Worksheet - LANG Financial Consulting and Wealth Solutions
This episode is part of our podcast focusing on helping listeners manage and better understand debt through strategic planning and purposeful action.
This season is proudly brought to you by BDO Debt Solutions, helping you turn the page on debt.
The views expressed by our guests are theirs alone and not necessarily the views of CPA Canada. This is a recorded Podcast. The information presented is current as of the date of recording. New and changing government legislations and programs may have come into effect since the recording date. Please seek additional professional advice or information before acting on any podcast information.
Thursday Feb 09, 2023
Thursday Feb 09, 2023
Have you heard of the term debt trap? Have you, or someone you know, fallen into one or several? If we aren’t careful, it's easy to fall into a debt trap that can seem like a never-ending mountain to climb over.
Join Ilan Kibel, BDO Partner and Senior Vice President, as he explains what a debt trap is, examples of these traps, red flags to look out for and how one can pull themselves out to move forward financially.
Additional resources:
- BDO Debt Solutions
- How much debt is too much?
- CPA Canada Financial Literacy Resources
- Money and the World Virtual Conference 2022
This episode is part of our podcast focusing on helping listeners manage and better understand debt through strategic planning and purposeful action.
This season is proudly brought to you by BDO Debt Solutions, helping you turn the page on debt.
The views expressed by our guests are theirs alone and not necessarily the views of CPA Canada. This is a recorded Podcast. The information presented is current as of the date of recording. New and changing government legislations and programs may have come into effect since the recording date. Please seek additional professional advice or information before acting on any podcast information.
Thursday Feb 02, 2023
Thursday Feb 02, 2023
How often do you check your credit score? Do you know all the ways credit, good or bad, can affect you? Your credit score is so much more than a simple three-digit number, and it can follow and weigh you down for years if it gets too low. Understanding how to build and keep a healthy credit score is a key pillar of good personal finance.
Join Julie Kuzmic, Senior Compliance Officer, Consumer Advocacy at Equifax Canada, as she gives listeners a crash course on building a strong credit score, debunking credit score myths, and of course understanding how debt can affect credit.
Additional resources:
- Equifax Canada
- Credit Counselling Canada
- CPA Canada Financial Literacy Resources
- Money and the World Virtual Conference 2022
This episode is part of our podcast focusing on helping listeners manage and better understand debt through strategic planning and purposeful action.
This season is proudly brought to you by BDO Debt Solutions, helping you turn the page on debt.
The views expressed by our guests are theirs alone and not necessarily the views of CPA Canada. This is a recorded Podcast. The information presented is current as of the date of recording. New and changing government legislations and programs may have come into effect since the recording date. Please seek additional professional advice or information before acting on any podcast information.
Thursday Jan 26, 2023
Thursday Jan 26, 2023
If you’re not careful, debt can be overwhelming, and you can find yourself feeling like there’s no way out. Understanding the warning signs that you may need help getting your debt under control is only the first step in moving towards a solution that works for you now and in the future.
Hear from Nancy Snedden, Personal Debt Solutions Leader, Advisory with BDO Canada as she walks listeners through the process of recognizing and dealing with your debt problem through effective credit counselling and meaningful action. With the right guidance, life after debt is possible and you’ll come out the other side feeling relieved and in control.
Additional resources:
- BDO Debt Solutions
- How much debt is too much?
- Can I Negotiate with Debt Collectors? – Equifax Canada
- CPA Canada Financial Literacy Resources
- Financial Consumer Agency of Canada
- Money and the World Virtual Conference 2022
- Find an active Licensed Insolvency Trustee
- Protecting the public
This episode is part of our podcast focusing on helping listeners manage and better understand debt through strategic planning and purposeful action.
This season is proudly brought to you by BDO Debt Solutions, helping you turn the page on debt.
The views expressed by our guests are theirs alone and not necessarily the views of CPA Canada. This is a recorded Podcast. The information presented is current as of the date of recording. New and changing government legislations and programs may have come into effect since the recording date. Please seek additional professional advice or information before acting on any podcast information.
Thursday Jan 19, 2023
Thursday Jan 19, 2023
When it comes to household debt in Canada, what do the numbers tell us? Recent economic volatility and rises in the costs of living have left many feeling uneasy about their financial situation. How is the average Canadian being affected by debt, and should we be concerned about the direction debt numbers are trending towards?
Join our expert Guy Gellatly, Chief Economic Advisor in the Analytical Studies Branch at Statistics Canada, for an in-depth look at household debt in Canada and what the numbers mean for the average Canadian. Looking at the big picture can offer valuable insight into how we are coping with debt and what we can do to prevent the numbers from getting out of control.
Additional resources:
- Canadians are falling deeper into debt
- Consumer Price Index Personal Inflation Calculator
- Behind the Numbers: What’s Causing Growth in Food Prices
- The rise in prices for wheat-based food products
- Pharmaceutical access and use during the pandemic
- Trends in household non-mortgage loans: The evolution of Canadian household debt before and during Covid-19
- CPA Canada Financial Literacy Resources
- Money and the World Virtual Conference 2022
- Mastering Money Conference 2023
This episode is part of our podcast focusing on helping listeners manage and better understand debt through strategic planning and purposeful action.
This season is proudly brought to you by BDO Debt Solutions, helping you turn the page on debt.
The views expressed by our guests are theirs alone and not necessarily the views of CPA Canada. This is a recorded Podcast. The information presented is current as of the date of recording. New and changing government legislations and programs may have come into effect since the recording date. Please seek additional professional advice or information before acting on any podcast information.
Thursday Oct 13, 2022
Thursday Oct 13, 2022
How do you envision yourself living in retirement? Making the transition to retired life is a big step and not always what one might expect. Too many retirees encounter problems such as isolation and life feeling meaningless without the daily work routine. However, there’s plenty of room to explore meaningful paths in your retirement that can lead to retired life being fulfilling and full of joy.
Harold and Beverley Hutner are married CPAs who’ve been living in retirement for several years, and they join us on this episode to discuss their own retirement stories and share their views on how to make the most of your free time and find meaning and purpose after transitioning to retired life.
Additional resources:
- The LIFE Institute
- Canada Life - What are government retirement benefits?
- CPA Canada Financial Literacy Resources
- Mastering Money Conference 2022
- Money and the World Virtual Conference 2022
This episode is part of our podcast series focusing on retirement planning for Canadians at every stage of life and building the confidence needed to take on the money conversations we need to have.
This episode is made possible by the generous support of our national development sponsor, Canada Life.
The views expressed by our guests are theirs alone and not necessarily the views of CPA Canada. This is a recorded Podcast. The information presented is current as of the date of recording. New and changing government legislations and programs may have come into effect since the recording date. Please seek additional professional advice or information before acting on any podcast information.
This episode is made possible by the generous support of our national development sponsor, Canada Life.
Thursday Oct 06, 2022
Thursday Oct 06, 2022
As we get older, we face different financial challenges. Our health, family situations, ability to work, and more all play a part in laying the trackwork to retirement, and each person’s path is different. If we’re to stay the course and retire the way we want to, understanding how to take on the challenges of aging while making your money work for you is crucial.
Tina Tehranchian, Senior Wealth Advisor at Assante Capital Management Ltd., joins us for a discussion on navigating new and often intimidating challenges that arise as we approach retirement age. Life is full of twists and turns, highs and lows, and plenty of questions, but making sense of it all and charting a course for the retirement you want is easier than you might think.
Additional resources:
- Assante Wealth Management
- CPA Canada’s Financial Literacy Resources
- Mastering Money Conference 2022
- Money and the World Virtual Conference 2022
- What Every Older Canadian Should Know About: Financial Planning- Government Of Canada
- Adjusting To Retirement: Handling The Stress And Anxiety
This episode is part of our podcast series focusing on retirement planning for Canadians at every stage of life and building the confidence needed to take on the money conversations we need to have.
This episode is made possible by the generous support of our national development sponsor, Canada Life.
The views expressed by our guests are theirs alone and not necessarily the views of CPA Canada. This is a recorded Podcast. The information presented is current as of the date of recording. New and changing government legislations and programs may have come into effect since the recording date. Please seek additional professional advice or information before acting on any podcast information.
This episode is made possible by the generous support of our national development sponsor, Canada Life.